---
title: ENVISTABLACK Built for Bold
---
[Skip to content](https://info.envistacu.com/envistablack#main-content)
[](https://www.envistacu.com)
English
This is a search field with an auto-suggest feature attached.
- There are no suggestions because the search field is empty.
-1.png?width=1333&height=1354&name=ENVISTABLACK%20Built%20for%20Bold.%20(1)-1.png "ENVISTABLACK Built for Bold. (1)-1")
# A credit card that keeps up with your ambition.
This is a credit card for people going places - bold enough to move, smart enough to choose the right tools.
Whether you're starting something new, consolidating debt, going back to school, or saying yes to forever — ENVISTABLACK was designed to keep up.
[Apply Now](https://access.meridianlink.com/pos/envistacu_08202025/353c12e8-05c0-48f8-9f3a-84c30eb977ae/new)
## Limited-time intro offers for new cardholders:
### PURCHASE RATE
4.9 % APR\*
On purchases for the first 12 months
### BALANCE TRANSFER RATE
2.9 % APR\*\*
On balance transfers for the first 6 months
Everyday Bold Benefits: After your intro rate ends, the value doesn’t. ENVISTABLACK is still one of the most competitive credit cards around.
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) Low every day purchase rate starting at 12.00% APR\*
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) No annual fee, no cash advance fee and no domestic transaction fee
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) No minimum interest charge
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) Rewards how YOU want them (cash back, statement credit, merchandise, travel)
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) Easy rewards and card controls in online and mobile banking
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) Tap-to-pay and mobile wallet convenience
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) Nationwide ATM access
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) Fraud monitoring and zero liability protection
.png?width=26&height=26&name=ENVISTABLACK%20Built%20for%20Bold.%20(2).png) Local and responsive service
## Build momentum with every move you make.
From everyday purchases to bold life decisions, ENVISTABLACK empowers you with the flexibility, control, and confidence to move forward. It's the card that fits your rhythm, and your wallet.
### **Make bold moves every day.**
Earn double points on the things you use every day — gas, groceries, phone, streaming and more. This card works as hard on the little things as it does on the big ones. Plus, triple points on select categories. And you can redeem them for rewards any way you want them. Cash back, statement credit, merchandise or travel, it's all within reach.
From January 1 through March 31, earn **3x points on Health & Wellness purchases**. From everyday essentials to self-care and peace of mind, it all adds up faster. This includes digital subscriptions like Hulu, Netflix, and Spotify, plus pharmacies, drug stores, health care providers, supply stores, salons, counseling services, doctors, hospitals, spas, and more.
[More about ENVISTABLACK Rewards](https://www.envistacu.com/loans/personal-loans/envistablack-credit-card.html)
Your browser does not support the video tag.
## Bold is paying it down and taking control.
Paying off high-interest debt doesn’t have to be overwhelming. With ENVISTABLACK, you can consolidate your balances and gain breathing room — with a lower rate and no hidden fees. It's a smarter way to move forward with confidence.
### See the difference.
Example: $5,000 balance transfer paid off in 6 months.
### ENVISTABLACK
Intro Balance Transfer Rate
2.9% APR\*\*
Balance Transfer Fee
3% ($10 min)
Total Interest + Fee
$192.38
### Competitor Card
Average Balance Transfer Rate+
20.03% APR+
Balance Transfer Fee
5%
Total Interest + Fee
$546.12
Your Savings
$353.74
## Watch how easy it is to transfer a balance using your ENVISTABLACK card in online banking.
Want to feel more in control of your credit? Build smarter habits with our free credit guide. Whether you're just getting started or looking to improve, our **free digital Credit Guide** breaks it down — no jargon, no pressure. Perfect for first-time cardholders, students, or anyone wanting to take control of their financial future.
[Download Your Free Credit Guide](https://info.envistacu.com/hubfs/Credit%20Guide%202025.pdf?hsLang=en)
[Take Advantage of this Limited-Time Offer](https://access.meridianlink.com/pos/envistacu_08202025/353c12e8-05c0-48f8-9f3a-84c30eb977ae/new)
## Bold is choosing better.
You deserve a credit card that works as hard as you do — one with fewer fees, lower rates, and smarter tools.
ENVISTABLACK was designed to keep up with real life, not weigh it down.
### Here's how it stacks up:
## What's your next bold move?
[Apply for ENVISTABLACK](https://access.meridianlink.com/pos/envistacu_08202025/353c12e8-05c0-48f8-9f3a-84c30eb977ae/new)
BOLD is standing tall on your own, just to prove to yourself you can.
BOLD is the quiet kind of confidence in saying yes to forever.
BOLD is paying it down, letting go of the pressure, and starting fresh.
BOLD is creating magic in moments they'll never forget.
BOLD is betting on yourself, and building what you were made for.
BOLD is investing in yourself and staying committed to the journey.
## See bold in motion.
Get inspired by stories of people making bold decisions — and how ENVISTABLACK moves with them.
## Need help? We've got you.
Chat [Online Banking & Mobile App](https://www.envistaonline.com/dbank/live/app/ql/all/3620045a5c)
Email [member.service@envistacu.com](mailto:member.service@envistacu.com)
Call 785-228-0149
Insured by NCUA. APR = Annual Percentage Rate. \*The promotional purchase APR of 4.9% is available to new cardholders on transactions posted to your account for 12 months following account opening. \*\*The promotional balance transfer APR of 2.9% is available to new cardholders on transactions posted to your account for 6 months following account opening. After the promotional period, the standard purchase and balance transfer APR will vary with the market based on the Prime Rate, based on your credit score, will apply. Rates may vary depending on your creditworthiness. All loans are subject to credit approval. Balance Transfer Fee will apply- $10.00 or 3.00% of the amount of each balance transfer, whichever is greater. +Source: Bankrate.com Illustrative example only, actual rates, terms, and savings may vary.
[](https://www.envistacu.com)
© 2026 Envista Federal Credit Union. All rights reserved. Federally Insured by NCUA.
TELEPHONE: 785-228-0149 / 877-968-7528
TOUCHTONE TELLER: 785-228-2081 / 844-835-8531
[Financials](https://www.envistacu.com/financials.html)
[Routing Number: 301179902](https://www.envistacu.com/routing-number.html)
NMLS# 447167
[Careers](https://www.envistacu.com/about/careers.html)
[Online Payments](https://www.envistacu.com/loan-payments.html)
[Privacy Policy](https://www.envistacu.com/privacy-policy.html)
[Security Policy](https://www.envistacu.com/security-policy.html)
[Kasasa® Cycle Dates](https://cdn.firstbranchcms.com/kcms-doc/1490/72269/Qualification-Cycle-Dates-2022.pdf)
[AudioEye Accessibility](https://www.envistacu.com/audioeye-accessibility-statement.html)
[Lost or Stolen Cards](https://www.envistacu.com/about/contact-us.html#tab-other-helpful-resources)
