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ENVISTABLACK Built for Bold. (1)-1

A credit card that keeps up with your ambition.

This is a credit card for people going places - bold enough to move, smart enough to choose the right tools.

Whether you're starting something new, consolidating debt, going back to school, or saying yes to forever — ENVISTABLACK was designed to keep up.

Limited-time intro offers for new cardholders:

PURCHASE RATE

4.9 % APR*

On purchases for the first 12 months

BALANCE TRANSFER RATE

2.9 % APR**

On balance transfers for the first 6 months

 

ENVISTABLACK CREDIT CARD

 

Everyday Bold Benefits: After your intro rate ends, the value doesn’t. ENVISTABLACK is still one of the most competitive credit cards around.

Triangle Low every day purchase rate starting at 12.75% APR*

Triangle No annual fee, no cash advance fee and no domestic transaction fee

Triangle No minimum interest charge

Triangle Rewards how YOU want them (cash back, statement credit, merchandise, travel)

Triangle Easy rewards and card controls in online and mobile banking

Triangle Tap-to-pay and mobile wallet convenience

Triangle Nationwide ATM access

Triangle Fraud monitoring and zero liability protection

Triangle Local and responsive service

Build momentum with every move you make.

From everyday purchases to bold life decisions, ENVISTABLACK empowers you with the flexibility, control, and confidence to move forward. It's the card that fits your rhythm, and your wallet.

Make bold moves every day.

Earn double points on the things you use every day — gas, groceries, phone, streaming and more. This card works as hard on the little things as it does on the big ones. Plus, triple points on select categories. And you can redeem them for rewards any way you want them. Cash back, statement credit, merchandise or travel, it's all within reach.

 

Limited-Time Rewards Bonus: From October 1 through December 31, earn 3x points on holiday shopping and travel! Gifts, getaways and everything in between. Give more, go farther and earn while you do it.

 

Bold is paying it down and taking control.

Paying off high-interest debt doesn’t have to be overwhelming. With ENVISTABLACK, you can consolidate your balances and gain breathing room — with a lower rate and no hidden fees. It's a smarter way to move forward with confidence.

 

See the difference.

Example: $5,000 balance transfer paid off in 6 months.

ENVISTABLACK

Intro Balance Transfer Rate
2.9% APR**
Balance Transfer Fee
3% ($10 min)
Total Interest + Fee
$192.38

Competitor Card

Average Balance Transfer Rate+
20.03% APR+
Balance Transfer Fee
5%
Total Interest + Fee
$546.12
Your Savings
$353.74

 

Watch how easy it is to transfer a balance using your ENVISTABLACK card in online banking.

 

Want to feel more in control of your credit? Build smarter habits with our free credit guide. Whether you're just getting started or looking to improve, our free digital Credit Guide breaks it down — no jargon, no pressure. Perfect for first-time cardholders, students, or anyone wanting to take control of their financial future.

Bold is choosing better.

You deserve a credit card that works as hard as you do — one with fewer fees, lower rates, and smarter tools.
ENVISTABLACK was designed to keep up with real life, not weigh it down.


Here's how it stacks up:

ENVISTABLACK Built for Bold. (3)

What's your next bold move?

GO SOLO
BOLD is standing tall on your own, just to prove to yourself you can.
SAY YES
BOLD is the quiet kind of confidence in saying yes to forever.
PAY IT DOWN
BOLD is paying it down, letting go of the pressure, and starting fresh.
SURPRISE THEM
BOLD is creating magic in moments they'll never forget.
START SOMETHING
BOLD is betting on yourself, and building what you were made for.
INVEST IN YOURSELF
BOLD is investing in yourself and staying committed to the journey.

See bold in motion.

Get inspired by stories of people making bold decisions — and how ENVISTABLACK moves with them.

 

 

Need help? We've got you.

Chat         Online Banking & Mobile App

Email       member.service@envistacu.com

Call          785-228-0149

Insured by NCUA. APR = Annual Percentage Rate. *The promotional purchase APR of 4.9% is available to new cardholders for 12 months. **The promotional balance transfer APR of 2.9% is available to new cardholders for 6 months. After the promotional period, the standard purchase and balance transfer APR will vary with the market based on the Prime Rate, based on your credit score, will apply. Rates may vary depending on your creditworthiness. Balance Transfer Fee will apply- 3% or $10 whichever is greater. +Source: Bankrate.com Illustrative example only, actual rates, terms, and savings may vary.