Debt doesn’t always show up in obvious ways. Sometimes it’s a handful of monthly payments you’ve gotten used to. Other times, it’s that lingering balance you’ve been meaning to tackle.
Before you can simplify your finances, it helps to really see what you’re working with. Take a second to think about what you're carrying.
Do you have credit card balances you carry month to month?
Have medical bills or unexpected expenses been pushed to the back burner?
Are there store cards, gas cards or personal loans you've lost track of?
Are you using "Buy Now, Pay Later" plans?
Have you taken on new debt while trying to keep up with the old?
Take our quick 5 question quiz to see how your debt might be affecting your wellbeing, and what to do about it.
Do you need debt relief?
Check your debt stress score. Is it time to rethink your debt?
You don't need to have all the answers, that's our job. When you talk to our lending team, we don't just look at one loan or one credit card. We take a step back and look at your full financial picture and find ways to help you simplify, save and breathe easier. Here's what we do best:
Review your debt picture and find patterns or possibilities you may not see on your own
Consolidate and restructure your debt into one manageable monthly payment
Reduce your interest rates and uncover hidden savings
Use home equity, personal loans, or tailored options
Get expert advice from someone who actually listens
Walk away with clarity, confidence, and breathing room
It's not a one-size-fits-all solution. It's about looking at the puzzle pieces you've been juggling and helping you fit them together in a way that actually works for you.
You're not alone — and you're not stuck.
"We were so overwhelmed by debt, we didn't know where to start. Envista helped us save $200 a month and tons in interest, by consolidating."
-Leah & Joseph, Empowered Envista Members
"I never dreamt I could accomplish a remodel and paying off my debt with just one single loan payment – but Envista solved that puzzle for me."
-Tammy, Empowered Envista Member
Quick Self-Assessment: Where do you stand with credit?
Select all statements that apply to you.
1. Understanding Your Credit
2. Establishing Credit
3. Managing and Maintaining Credit
4. Improving Credit
How Did You Score?
Your score: 0 out of 16
Envista's lending team is here to help you achieve your financial goals. Schedule a consultation today to discuss personalized solutions for your unique situation.
Let's uncover your options.
You don’t need to have the perfect spreadsheet or know your exact interest rates — that’s what we’re here for.
Our team will help you sort through what you’re juggling, uncover smart ways to save, and build a plan that actually fits your life.
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